home mortgage refinance loans

  • How do you Know when to refinance your Home Mortgage?

    Refinancing your home mortgage is a major financial decision, but it’s also one that has the potential to save you thousands of dollars over the life of your loan. Refinancing your mortgage can help you to pay less every month, pay your mortgage loan at a faster rate, or...
  • To Rent Or To Buy: That Is The Question

    Is it better to rent or buy a home based on cost and convenience? The only answer to this is that it really all depends on your financial situation and circumstances in life. However, for most parts, in the long run, owning a home is always much better than...
  • What You Need To Know Before Refinancing Your Home Mortgage

    Refinancing is used as a broad term that indicates paying the costs of one loan using the gained profits from a different loan. Many people use the term refinancing to refer to a substitute of a loan, combined with the second loan for the purpose of saving money Today...
  • How To Know If You Need A Home Loan

    For many people in America and around the globe, owning a home is their top priority. While some people opt to save in order to meet this goal, others explore a number of other options. One of the options adopted by many people is a home loan. Apart from buying...
  • Fixed Rate Mortgages

    Fixed-rate mortgages are the most widely used form of home mortgage loans. It is a basic arrangement in which the lender calculates the principal amount, using a single interest rate, and then divides the sum equally over an agreed period of years. The most popular terms are 30-year and...
  • HARP Refinancing: A History and What you Need to Know

    The Home Affordable Refinance Program (HARP) is a U.S. federal program that began in 2009. The goal of the program is to help struggling homeowners refinance their mortgages. The following is a short history of HARP and how the program continues today. The Crisis After the U.S. housing bubble...
  • Refinancing with FHA Loans

    Homeowners considering refinancing of their properties may qualify for an FHA streamlined refinance loan, cash-out refinance loan, or a no-cash refinance loan. According to FHA loan rules, applicants for a new mortgage must meet the eligibility criteria, not be the same party as the original loan, and reside on...
  • A Guide to Refinancing your Home Mortgage

    A home mortgage refinance is a major step that requires research and information that is beneficial to make the right decisions. When you get a new mortgage on your home because you want to replace the original mortgage, this is referred to as home mortgage refinancing. There are a...
  • 5 Important Questions to Ask Before Refinancing your Mortgage

    Refinancing your mortgage is a financial decision that has the potential to save you thousands of dollars over the life of your loan. Unfortunately, if you make the wrong decision, it could cost you thousands of dollars extra. For this reason, it’s important to find out as much as...